The Mortgage Process
Find A Property
Consult A Mortgage Professional
Our advisers will take you through the mortgage process step by step upon initial contact and ensure you have a good understanding of the different types of mortgage products and repayment methods available to you.Discuss Requirements, Specific Criteria And Needs
Our advice will be based on your maximum lending, purchase price, affordability and committed outgoings and we will always do our best to find the best product for you. We will guide you through the lenders criteria, survey requirements and legal process to make the application as smooth as possible.Gain An Agreement In Principle From A Mortgage Lender
Once you have decided upon the mortgage that is best you, your adviser will gain an Agreement In Principle from the chosen lender. This is an initially agreement between the lender and yourself, it is based on the information that you have given so far and confirms how much they would potentially be willing to lend.Fill Out A Full Application Form And Pass To Lender For Processing
After your application has been submitted it will be passed to one of our dedicated onsite administration team, if you have any difficulties you can speak to either your administrator or adviser this means that someone will always be available to help you and ensure the swift progress of your mortgage.Instruct A Legal Advisor
Upon application you will be asked to instruct a solicitor who will carry out searches on the property and arrange dates for exchange and completion or Somerby Financial Soultions Limited can recommend one for you.Mortgage Offer Issued
Somerby Financial Solutions always aims to get your application to Offer as quickly as possible. We will liase with your solicitors to ensure a swift exchange of contracts. (Please note this cannot take place until you have a mortgage offer.)Mortgage Completion
We understand the significance of customer care and our aim is to build a long lasting relationship with all our clients, by ensuring their transaction completes as quickly and as smoothly as possible.Buying A Property
Changing Your Mortgage
Buy-To-Let Mortgages
Self-Certification Mortgage
Secured And Unsecured Lending
Further Advance
All mortgage-related insurances
Commercial Mortgage and Business Finance
The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available to any other country that may have access to it. Somerby Financial Solutions Limited Registered office: 30 Nelson Street Leicester LE1 7BA Authorised & Regulated by the Financial Services Authority FSA Registration No 303068 Your home may be repossessed if you do not keep up payments on your mortgage or any other debt secured on it.